Debtor versus Creditor

Debtor versus Creditor

Debtor versus Creditor It is one of the oldest class divisions. The debtor and the creditor. When I was younger, I was told that debt and poverty only happened to the lazy and Riff-raff. The ‘lower’ class.  There was such as stigma associated with being in debt, that...
Surplus as a habit

Surplus as a habit

Surplus as a habit We can live a zero-sum game, where input and output leave nothing. We can extract from the present to keep us locked in the past with debt. Or we can choose surplus. Surplus time…wriggle room to get to the meeting, make the plane, prepare for a...